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French lawyer Carlo Alberto Brusa. Facebook
Paris

Life insurer refuses to cover vaccine death

An explosive case is currently being hotly debated on social media: In France, a rich, older entrepreneur from Paris is said to have died as a result of a Corona injection. Previously, he had taken out multi-million dollar life insurance policies for the benefit of his children and grandchildren, according to a media report.

Published: January 14, 2022, 12:30 pm

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    Although vaccination is recognized as the cause of death by doctors and the insurance company, it has refused to pay out. The reason is because the side effects of the Corona jabs are known and published. They argue that the deceased took part in an experiment at his own risk. Covid-19 in itself is not classed as a “critical illness”.

    According to the company, an experimental vaccination resulting in death is like suicide

    The insurance company justified the refusal of payment to the family by stating that the use of experimental medication or treatments, including Corona injections, is expressly excluded from the insurance contract. The family’s subsequent lawsuit against the insurance company has been unsuccessful.

    The court allegedly justified its ruling as follows: “The side effects of the experimental vaccine are published and the deceased could not claim to have known nothing about it when he voluntarily took the vaccine. There is no law or mandate in France that compelled him to be vaccinated. Hence his death is essentially suicide.” Since suicide is not covered by the policy from the outset, the insurance refuses to budge.

    Scandalous verdict: taking a fatal risk is legally suicide

    “The court recognizes the classification of the insurer who, in view of the announced side effects, including death, legally regards participation in the phase three experiment, whose proven harmlessness is not given, as voluntarily taking a fatal risk that is not covered by the contract and legally recognized as suicide. The family has appealed. However, the insurer’s defense is recognized as well-founded and contractually justified, as this publicly known fatal risk is legally considered suicide, since the customer has been notified and has agreed to voluntarily take the risk of death without being obliged or compelled to do so.”

    No surprise: Mainstream media is silent

    This case has not yet been reported in France ‘s mainstream media. The case was published by the family’s lawyer, Carlo Alberto Brusa, on social media. Unfortunately, no sources or court records are given, which is why the authenticity of the report cannot currently be verified although there have been other warnings regarding the risk associated with the jabs recognized by insurers. In the US, the American Council of Life Insurers (ACLI) has denied reports of non-payment.

    Censorship

    In recent months, many French anti-vaccine groups of the social network Facebook have been victims of sudden, unjustified closures, especially support groups for Brusa and Professor Didier Raoult. The latter has often been criticized for his positions on vaccines, hydroxychloroquine and his criticism of the mismanagement of the epidemic by the Macron government.

    At the end of last year, the main support group for Didier Raoult was deactivated before it was reactivated, thanks to a mobilization on social networks and a massive relay on alternative media. On November 27, a teacher support group for Brusa was suspended. With no less than 310 000 members to its credit, the group created in March 2020 was closed for having shared the complaint by Brusa concerning the wearing of masks for children. The Parisian lawyer and his association Réaction-19 was accused of spreading a “conspiracy”.

    Global difficulties for insurers due to vaccines

    Actuaries have been warning that rising claims will be eroding the capital which insurers set aside to avoid insolvency. Notably, older people do not take out life insurance, which means that the claims have been from younger clients. Insurers say that they expect a rise in excess deaths.

    According to Alex Berenson, the risk of injury or death from the jab is exceptionally high judging from Canadian data.

    The refusal to pay for a vaccine-related death may not be surprising since globally the life insurance industry has been hit with reported claims of $5,5 billion in the first nine months of 2021 versus $3,5 billion for the whole of 2020, according to insurance broker Howden.

    Dutch insurer Aegon, with two-thirds of its business in the US, said its American claims in the third quarter were $111 million, up from $31 million a year earlier.

    Vaccine deaths may force insurers to raise premiums and some have indicated that they intend to punish the unvaccinated for their financial woes.

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